Guides
In-depth guides on protecting your family
The 7-Year Rule Explained: How to Gift Money Tax-Efficiently in the UK
Inheritance tax 7-year rule explained simply. How to give money to children tax-free, taper relief rates, PETs vs CLTs, and annual exemptions for 2026.
Choosing a Guardian for Your Children (The Hardest Decision)
How to choose who would raise your children if something happened to you. Practical guide with questions to ask and conversations to have.
Do I Need a Will? The UK Parent's Complete Guide (2026)
Find out if you need a will in the UK. Simple guide for parents covering what happens without one, costs, and how to get started in 20 minutes.
Dying Without a Will in the UK: What Actually Happens
Intestacy rules explained simply. See exactly who gets what if you die without a will in England, Wales, Scotland, and NI.
Executor Responsibilities UK: What You Actually Have to Do (2026)
Named as executor in someone's will? Here's exactly what you need to do, step by step. Timeline, duties, legal obligations, and when to get help.
The Complete Family Protection Plan: A Step-by-Step Guide for UK Parents
How to protect your family financially. Complete guide covering wills, life insurance, LPAs, emergency funds, and income protection for UK families.
How Much Life Insurance Do I Need? The UK Calculator (2026)
Calculate how much life insurance you actually need. Factor in mortgage, income replacement, childcare, and existing cover. UK-specific guide.
How Probate Works in the UK: Plain English Guide (2026)
Probate explained simply. When you need it, how to apply, how long it takes, costs, and whether you can do it yourself. Complete 2026 UK guide.
How to Write a Will in the UK: 2026 Complete Guide
Step-by-step guide to writing a valid will in the UK. Cover executors, guardians, beneficiaries, witnesses, and where to store it.
The 'If I Die' Document: Everything Your Partner Needs to Know
Create a document with everything your family needs if something happens to you. Accounts, passwords, contacts, wishes, and critical information in one place.
The Insurance Stack: What Every UK Family Homeowner Needs
Complete guide to insurance for UK families. Life, critical illness, income protection, home, car, and more. What you need, what it costs, and what to skip.
Junior ISAs Explained: Complete UK Guide (2026)
Everything you need to know about Junior ISAs. Cash vs stocks and shares, 2026 limits (£9,000), best providers, and how much to save for your child.
LPA Explained: The Document Everyone Needs Before They Need It
Lasting Power of Attorney explained simply. What it is, why you need one, how much it costs, and how to set one up in the UK.
Setting Up LPA for Elderly Parents: A Conversation Guide
How to talk to aging parents about Lasting Power of Attorney. Practical guide to having the conversation and what to do next.
The Pre-Baby Financial Checklist: Everything You Need Sorted Before Baby Arrives
Planning a baby in the UK? Complete financial checklist covering insurance, wills, savings, budgets, maternity pay, and the costs no one warns you about.
When Someone Dies: What to Do in the UK (Step-by-Step Guide 2026)
Practical guide for when someone dies in the UK. Immediate steps, registering the death, Tell Us Once service, and everything you need to know in the first weeks.