Everything a Family Office Does

Strategic life planning, wealth protection, legal affairs, and 24/7 monitoring. All powered by AI. All for £10/month.

Core Features

The intelligence that powers your Life Plan

Voice-First Discovery

Have a natural 15-minute conversation with your AI advisor. No forms, no questionnaires - just talk. We'll learn about your family, your assets, your goals, and your concerns.

Natural voice conversation
Works on any device
Switch to text anytime
Remembers everything

Your Life Plan

A beautiful visual timeline of your entire life - past milestones, current situation, and future goals. See where you've been and where you're headed at a glance.

Interactive timeline view
Past events & milestones
Future goal tracking
Protection status overlay

Protection Gap Analysis

We automatically identify what's missing in your protection. No will? No life insurance with dependents? Outdated beneficiaries? We'll flag it and help you fix it.

Automatic gap detection
Priority-ranked issues
Step-by-step remediation
Progress tracking

AI That Knows You

Your AI advisor remembers every conversation, preference, and goal. It learns your situation deeply and provides increasingly personalized guidance over time.

Persistent memory
Context-aware responses
Learns preferences
Gets smarter over time

Proactive Alerts

We monitor markets, rates, and opportunities 24/7. Get notified when your fixed rate is ending, when better deals appear, or when action is needed.

Rate change alerts
Policy expiry reminders
Market opportunities
Life event triggers

Monthly Check-ins

A quick voice call each month to review changes, update your plan, celebrate wins, and keep you on track. It's like having a family office on retainer.

Scheduled voice calls
Progress reviews
Plan adjustments
Goal accountability

The Foundations

The building blocks that protect your family and grow your wealth. Each module helps you establish and maintain these critical foundations.

Will

Estate Planning

Generate a legally-structured will tailored to your situation. We guide you through executors, guardians, beneficiaries, and specific gifts. Store it securely and keep it updated as your life changes.

  • AI-guided will creation
  • Executor & guardian selection
  • Beneficiary allocation
  • Secure document storage
  • Automatic update prompts
  • Witness guidance

Lasting Power of Attorney

Future Protection

Set up Health & Welfare and Property & Financial LPAs. Choose your attorneys, define your preferences, and we'll guide you through the registration process with the Office of the Public Guardian.

  • Both LPA types covered
  • Attorney selection help
  • Preferences & restrictions
  • Registration guidance
  • Document generation
  • Status tracking

Life Insurance

Family Protection

We analyze your situation and calculate how much cover you actually need. See where gaps exist and understand the types of protection that make sense for your family.

  • Coverage gap analysis
  • Needs calculation
  • Policy type guidance
  • Family-focused assessment
  • Regular reviews
  • Beneficiary optimization

Savings

Financial Security

Build your emergency fund and short-term savings. We help you set targets, track progress, and find the best rates for your cash holdings.

  • Emergency fund planning
  • Goal-based savings
  • Rate monitoring
  • ISA optimization
  • Progress tracking
  • Automation tips

Investments & Pensions

Long-term Wealth

Understand your pension landscape, consolidate where it makes sense, and build long-term wealth through ISAs and investments aligned with your timeline.

  • Pension consolidation
  • ISA planning
  • Risk profiling
  • Timeline alignment
  • Fee analysis
  • Growth projections

Property

Real Estate Strategy

Whether you're saving for your first home or building a property portfolio, we help with purchase planning, mortgage optimization, and portfolio strategy.

  • Deposit planning
  • Mortgage optimization
  • Rate expiry alerts
  • Portfolio tracking
  • Equity monitoring
  • Refinance analysis

And More

Additional features to complete your family office experience

Education Planning

Plan and save for your children's education - from private school to university.

Tax Efficiency

Inheritance tax planning and opportunities to optimize your tax position.

Document Vault

Securely store all your important documents in one place, accessible anytime.

Life Event Response

Got married? Had a baby? We immediately update your plan and flag what needs attention.

Market Scanning

24/7 monitoring for better rates, new products, and opportunities relevant to you.

Professional Referrals

When you need a human expert - solicitor, IFA, accountant - we connect you.

Bank-Grade Security

Your data is encrypted at rest and in transit. We use the same security standards as major financial institutions. Your information is never shared or sold.

  • 256-bit AES encryption
  • SOC 2 Type II compliant infrastructure
  • GDPR compliant data handling
  • Regular security audits

Ready to get started?

Start with a 15-minute discovery call. Our AI advisor will learn about you and create your personalized Life Plan.