Protection Gap Analysis
Know exactly what's missing in your protection.
Most people don't know what they don't know. They assume they're covered - until they're not. A spouse dies without a will. A parent loses capacity without an LPA. Life insurance expires just before illness strikes.
LifeOS continuously analyzes your situation against best practices in wealth protection, validated against official GOV.UK rules and thresholds. No will but you have dependents? Flagged. No life insurance but you have a mortgage? Flagged. LPA not registered yet? Flagged.
But we don't just flag problems - we help you fix them. Each gap comes with a clear explanation of the risk, a priority ranking, and step-by-step guidance drawn from official government sources. Track your progress as you work through the list.
Key Benefits
How It Works
Situation analysis
Your discovery data is analyzed against a comprehensive protection framework covering legal, financial, and life risks.
Gap identification
The AI identifies where you're exposed - missing documents, inadequate coverage, outdated beneficiaries, etc.
Priority ranking
Each gap is scored by urgency and impact. Critical issues rise to the top. Nice-to-haves wait their turn.
Guided resolution
For each gap, you get clear guidance on how to fix it - whether that's generating a will, calculating coverage, or updating beneficiaries.
Ready to experience this?
Start with a 15-minute discovery call. Our AI advisor will learn about you and show you how protection gap analysis works for your situation.