Articles

Quick reads on specific topics

Stop Procrastinating: It Takes 20 Minutes to Protect Your Family

You've been meaning to do this for years. Today is the day. Here's exactly what to do in the next 20 minutes to protect your family.

4 min

I'm 35 With Kids and No Will: Where Do I Start?

No judgment. Here's exactly how to get your will sorted in 20 minutes. Step-by-step guide for busy parents who've been putting it off.

5 min

You Can't Afford a Financial Advisor. Here's What to Do Instead.

IFAs charge £150-£300/hour. Here's how to get your family finances sorted without professional fees. Free resources, DIY strategies, and when you actually need help.

7 min

How to Choose an Executor: The Complete Guide

Who should be executor of your will? Guide to choosing the right person, what executors do, and common mistakes to avoid.

8 min

How to Claim Child Benefit UK (Even If You Earn Over £60k)

Step-by-step guide to claiming child benefit in the UK. Why high earners should still claim for NI credits. Forms, deadlines, and the 2026 rules.

6 min

Death in Service vs Life Insurance: What's the Difference? (2026)

Your workplace death in service benefit probably isn't enough. Here's the difference between death in service and personal life insurance, and why you need both.

6 min

DIY LPA: Can You Do It Without a Solicitor?

Yes, you can set up an LPA without a solicitor. Step-by-step guide to doing it yourself and saving hundreds of pounds.

8 min

Health vs Financial LPA: Do You Need Both?

The difference between Health & Welfare LPA and Property & Financial LPA. Why most people need both and what each covers.

7 min

Joint Tenants vs Tenants in Common: Which Is Right for You? (2026)

The difference between joint tenants and tenants in common explained. How you own property affects inheritance, wills, and what happens when a co-owner dies.

7 min

Got a Mortgage? Here's Why Your Life Insurance Isn't Enough (2026)

Your mortgage life insurance might only pay off the house. What about income, childcare, education? Here's what protection you actually need.

7 min

Life Insurance for New Parents: How Much Cover Do You Actually Need? (2026)

Just had a baby? Life insurance guide for new UK parents. How much you need, what type, and how to get covered quickly. 2026 costs included.

7 min

How Much Does an LPA Cost? (Spoiler: Less Than You Think)

LPA costs in the UK from DIY to solicitor. Registration is £82 per LPA. Full breakdown of all costs involved in 2026.

6 min

Getting Married? Your Will Just Became Invalid

Yes, marriage automatically revokes your will in the UK. Here's what you need to know and what to do about it.

6 min

How Much Should You Be Saving for Your Kids? (Reality Check)

University costs £50k+. Houses cost £300k+. Here's a realistic guide to saving for your children's future without going broke now. UK-specific figures for 2026.

7 min

Term vs Whole Life Insurance UK: Which One Do You Need? (2026)

Term life insurance vs whole of life explained simply. For most UK families, term is the answer. Here's why, plus when whole life makes sense.

7 min

What Happens to Your Kids If You Both Die? The Answer No One Wants to Hear

Without a will naming guardians, a court decides who raises your children. Learn exactly what happens and how to protect them in 20 minutes.

7 min

What If You Can't Make Decisions? (And No One Has Authority to Help)

Without an LPA, even your spouse can't access your bank accounts or make medical decisions. Here's the nightmare scenario and how to avoid it in under an hour.

7 min

How Much Does a Will Cost? UK Prices Compared (2026)

Will writing costs in the UK from £0 to £500+. Compare solicitors, online services, and DIY options with pros and cons of each.

7 min